This New Black-Owned Dating App Is For Singles With Good To Excellent Credit Scores

Neon Money Club has launched a new dating app, Score, for people with a credit score of 675 or above.

Luke Bailey and Jackie Liao co-founded Neon Money Club as an invite-only money club that aims to empower users financially while bypassing hurdles they often face.

Members get access to invest in the US stock market, hyper-relevant financial content, and their recent launch of a Cream Card, making Neon Money Club the first Black-owned business to establish an American Express Card.

The Score Dating App

Neon Money Club has become the first financial brand to launch a dating app based on credit scores.

Launched this week, Score is a dating app for people with good to excellent credit. It seeks to raise awareness about the importance of finances in relationships.

“Financial wellness often takes a backseat. At Neon Money Club, our mission is to inject financial awareness into the fabric of everyday life,” said Bailey.

“To achieve this, we have to take the conversation to places where it isn’t normally discussed. Score… is our first major attempt at doing this.”

How Does It Work?

When users sign up, Neon Money Club performs a soft credit check that does not impact their credit reports and does not display their scores on the app.

If approved, users can access financially like-minded people on the app.

People are not matched based on credit tiers; anyone who has been approved can swipe left or right as usual.

The app will only be available for around 90 days, and potential users must apply for access.

“Score is just one of the many rollouts we’re doing to bring financial wellness to the table because the table itself is boring and outdated,” said Liao.

“We’re beginning with love, and we’re in good company.”

What About Those Who Are Denied Access?

According to TechCrunch, Bailey said those denied access to Score would be sent to resources to improve their financial literacy and credit, building Grow Credit to help boost their scores.

When asked about the app potentially making a class divide, as Black and Hispanic people are more likely than other racial groups to have a score below 640, Bailey said that having good credit is more aspirational than it is classist.

He also added that having a high income with low credit is possible.

“There needs to be more awareness about the doors that can be opened with a good credit history,” he concluded.