A fintech startup helping the Black community get financial freedom has reportedly reached its latest milestone of paying over $20 million in consumer debt. Qoins is currently attacking the $1.3 trillion worth of student loan debt and $951 Billion of credit card debt in the US. Users download the app from the iOS App Store or Google Play. You add your name, phone number, and email, then the accounts that you want Qoins to take change from and add to. The app monitors your checking, or “funding” account, for regular charges and rounds