In a historical move, Lakeland Bank has been ordered to pay a $13 million settlement fee to Black and Hispanic residents. According to NJ.com, Lakeland Bank was ordered by the Justice Department to pay Black and Hispanic borrowers back after it was revealed they conducted discriminatory practices to deprive them of purchasing their first home.   According to U.S. Attorney Phillip Sellinger, Lakeland Bank accepted almost five times fewer Black and Hispanic applicants than its competitors.  “Lakeland avoided serving the credit needs of borrowers in majority Black and Hispanic census tracts in