Rent is often the largest monthly expense for American households, yet for decades it counted for little when it came to building credit. Esusu, a Black-owned fintech company, is working to change that. Founded in 2018, Esusu partners with large property owners to report renters’ on-time payments to credit bureaus. The approach allows millions of renters to build credit without taking on new debt, creating clearer pathways to homeownership and long-term financial stability. The company has now raised $50 million in a Series C funding round, bringing its total funding to more than



